Adventist Credit Union

Adventist Credit Union is a community-based credit union for members of the Seventh-Day Adventist Church, along with their friends and relatives. Previously based in North London, the credit union now operates UK-wide.

Adventist Credit Union

The Adventist Credit Union was set up in 1984, when a group of 11 Seventh-Day Adventists had a vision for wealth development. Pastor Everett Howell, Sam Cozier, Keith Davidson, Osrique DeCoteau, Lambert John, Algernon Joseph, Andrew Joseph, Alfred Officer, Martin Rodney, James Ryan and Livingston Weekes wanted to encourage fellow Seventh-Day Adventists in London to build collective economic strength among their people.

The London Adventist Savings Club was founded on 27 May 1984, aiming to encourage members to take a disciplined approach to saving. Just over three months in, their assets had grown to £1,287.64. Just four years later, the Savings Club was upgraded to Credit Union status – becoming the North London Adventist Credit Union Ltd (NACA) on 11th March 1988.

Under the chairmanship of the late Osrique DeCoteau, NACU was registered under the Registrar of Friendly Societies (no. 101C). At accounting year end, 30 September 1992, NACU’s total net assets stood at £209,309.

In the first quarter of 2001, the credit union territory was expanded and its name changed to The London Adventist Credit Union (LACU). More recently, in 2016, the name was changed to The Adventist Credit Union Ltd (ACU) to reflect the union’s UK-wide status.

Want to find out more?

Visit the Adventist Credit Union website, or get in touch with their team:

Telephone – 07930 854730

Email –

Copyright British Credit Union Historical Society 2018 – All rights reserved

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